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Dental Implants: Are They Covered by Insurance?

November 10, 2021

Filed under: Uncategorized — rpdental @ 4:06 pm
dentist explaining dental implant model

Do you have missing teeth? You’re certainly not alone. If you went to your dentist looking for solutions, they might have recommended that you get dental implants. Although they’re one of the best methods of tooth replacement, they can be quite costly – especially if you’re on a fixed income. To save money, you might be wondering whether your dental insurance will help you with the cost of treatment. Luckily, we’ve got an answer for you. Just keep reading to find out!

What Are Dental Implants?

Dental implants are medical devices designed to replace missing teeth. They’re surgically inserted into the jawbone, mimicking tooth roots and supplying your dentist with the support needed to build new false teeth. During the healing stage, your implant will fuse to the surrounding bone tissue via a natural process called osseointegration. Once fully healed, you can enjoy a permanent and natural-looking smile that looks just like your old one.

Will Dental Insurance Cover Dental Implants?

It may come as no surprise that the cost of dental implants can be substantial. After all, the process involves surgery and is quite extensive. Despite that, most patients find the benefits are completely worth what you pay for. If you find that the cost for treatment is out of your budget, dental insurance can help. Some plans may be willing to cover a portion of the cost depending on the reason you need implants. In fact, there are some cases where medical insurance will provide coverage for patients missing all of their teeth and who have medical complications. Of course, the type of coverage you receive depends solely on the individual policy. Make sure you review the details of your specific plan to understand what’s covered.

What You Should Know as You Consider Financing Implants

Here are some factors that can help as you consider financing implants:

  • If your dental insurance policy offers implant coverage, ask about your plan’s annual limits. Since the process requires multiple appointments, you may need to schedule part of it this year and the rest the next.
  • Your dental insurance may only cover the restoration (i.e., crown, denture, bridge) attached to the implant, but not the actual implant itself. Instead, your dental implant might be covered by your medical plan.
  • Some medical insurance plans will cover implants if there are medical problems related to the loss of a tooth.
  • If your tooth loss was the result of an accident or injury, the implant may be covered through an accident insurance policy or medical plan.

In a nutshell, dental insurance can offer dental implant coverage – but not in all cases. Your dentist can review the details of your plan and help you decide whether implants are a viable option for you.

About the Practice

At RP Dental & Implants, we combine decades of experience with the latest technology and technique to ensure patients receive the best treatment possible. If you have missing teeth, we are more than capable of restoring your smile and confidence with dental implants. We’ll make sure your new smile lasts for as long as possible. For questions about your dental insurance coverage, visit our website or call (352) 750-0008 to speak to a member of our team.

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